Free, private and mobile-friendly Zakat Calculator that adds up cash, gold, silver, shares and business stock, checks the real-time nisab threshold, and tells you exactly how much zakat to pay—no sign-up needed.
Zakat Calculator
If you face any issue while using this tool, please report here.
Related Calculators
What is Zakat? (The Third Pillar of Islam)
Zakat literally means “to purify”. It is the obligatory charity Allah ﷻ has enjoined upon every Muslim who owns a minimum amount of wealth (called Nisāb) for one full lunar year. By paying 2.5 % of surplus wealth we:
- Purify the remaining 97.5 %
- Assist the poor, orphans, widows and debtors
- Circulate wealth fairly in society
“…and establish prayer and give Zakat…” (Surah Al-Baqarah 2:110)
Who Must Pay Zakat?
| Condition | Explanation |
|---|---|
| 1. Muslim | Non-Muslims are not obliged. |
| 2. Free | Not enslaved. |
| 3. Full ownership | Asset is in your possession and can be used. |
| 4. Nisāb reached | Value ≥ 87.48 g gold or 612.36 g silver. |
| 5. Hawl (1 lunar year) | Same amount stays above nisāb for ≈ 354 days. (If fluctuating, pick one fixed Hijri date each year.) |
What Do You Pay Zakat ON? (Quick Checklist)
✔Cash in hand, savings & current accounts- ✔ Gold & silver jewellery / bullion
- ✔ Shares, unit-trusts, crypto-currencies (market value)
- ✔ Business stock / inventory (wholesale price)
- ✔ Money owed to you (strong probability of return)
- ✔ Rental income (after mortgage & expenses)
- ✖ Personal house, car, furniture, clothes, food
- ✖ Debts you cannot realistically recover
How Much is Zakat?
Flat rate: 2.5 % (one-fortieth, 1/40) of total zakatable assets on your Zakat anniversary date.
Example:
- Total qualifying assets = $4 000
- Zakat due = $4 000 × 0.025 = $100
Meet Discussiony’s 100 % Free Zakat Calculator
We built this tool only for our readers—no sign-up, no ads, no data saved. Simply:
- Visit https://www.discussiony.com/calculator/zakat-calculator/
- Choose your currency (USD, EUR, GBP, AED, SAR, PKR)
- Select Gold or Silver nisāb (scholars recommend silver to benefit more poor)
- Fill the live boxes: cash, gold grams, silver grams, shares, business stock, receivables
- Watch the card update instantly:
- Total assets
- Exact 2.5 % zakat figure
- Colour-coded nisāb alert ✅ ❌
Print, screenshot or copy the result—then pay your zakat with confidence!
Top Features Users Love
| Feature | Why It Matters |
|---|---|
| ⚡ Live calculation | No “calculate” button—see numbers change as you type. |
| 🌍 Multi-currency | Travelling or earning abroad? Switch in one click. |
| 🟡🥈 Gold vs Silver toggle | Follow the opinion your madhhab prefers. |
| 📱 Responsive & fast | Works on 3G phones, tablets, desktops. |
| 🛡️ Private & secure | Nothing uploads to our server; maths runs in your browser. |
| 📋 One-click copy | Paste straight into WhatsApp, email or Excel. |
Frequently Asked Questions
Quick Zakat Checklist (Save This!)
- [ ] Pick one Hijri date every year (Ramadan 1, Muharram 1, etc.)
- [ ] On that date, list all zakatable assets
- [ ] Deduct immediate debts/bills
- [ ] If balance ≥ silver nisâb → pay 2.5 %
- [ ] Keep receipts for your records
- [ ] Make a sincere intention: “O Allah, I pay this zakat only to please You.”
Share the Khayr
If this calculator saved you time, share the link with friends, family and WhatsApp groups so others can fulfil their obligation easily too.
Link to bookmark & share: https://www.discussiony.com/calculator/zakat-calculator/
May Allah accept your zakat, multiply your wealth, and purify your earnings. Ameen!